Hogan had his cars insured for $250,000 each, and argued after the accident and the large payment that he had to make to the Graziano family, that the company hadn't properly informed him that he needed more coverage. Wells Fargo claims that they repeatedly asked Linda Hogan, who handled that aspect of the then-couple's affairs, to increase the family's coverage and she declined. The company sent letters in 2000, 2002, 2005 & 2007, and Linda rejected them all. In fact, one of the letters came just days before the accident in August of 2007.
On April 21st, the judge finally decided with Wells Fargo, stating that Hogan had not proven his claim against the insurance company. Hogan will not re-file, and has settled with Wells Fargo.
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